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Q. Clients frequently ask • me what is a structured settlement?

A. When you are ready to ~- settle you may either take your settlement in one lump sum or over time. There are valid reasons why a person may want to take their settlement over time. Federal tax laws are very liberal. It is possible that your entire settlement including accruing interest may be tax free. You may realize more money. Have your lawyer negotiate from the insurance company a structured settlement. The insurance company will purchase an annuity from a life insurance company for you. This annuity will fund your structured settlement and will provide you with scheduled payments over time. Some times, you can receive a cash amount up front and then receive additional cash payments over time. Structured settlements can be set up in several different ways to meet the needs of you and your family. A structured settlement is an intelligent way to provide you with long term financial security as a result of your injury If you have any problems regarding your accident and want to discuss your legal rights, please contact the A Auto mobile Accidents Legal Services.


Raymond J. Bradley,

700 Lawrence
Eugene, Oregon 97401
1 -800-347-4269