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The following articles were written by Raymond J. Bradley, in response to letters and e-mails he recieved. Articles were published in the Business section of the Oregonian.

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Q. Clients frequently ask me • whether they have a claim for injury from a low impact accident.
A. Insurance claims adjusters ~ • on occasion will tell injured persons in automobile accidents that they could not be injured because of the minor body damage to their car and deny their claim. However, insurance adjusters must not assume that physical injuries have a direct relationship to the force of the impact or the damage to the vehicle. Blood abrasions and fractures are not all that is necessary for someone to be injured. Re search has shown that even in accidents where vehicles have been going as slow as 5 mph that the occupants' heads and necks were ex posed to great physical forces. One cannot assume that vehicle damage correlates directly to physical injury. There is no rational correlation between a crumpled bumper and a crumpled body. A person cannot predict physical injury by looking at the lack of car damage. If you have any symptoms of an injury after your car accident, no matter how minor the damage to your car go to your medical provider immediately. If you have any problems regarding your accident and want to discuss your legal rights, please contact the A Automobile Accidents Legal Services at 1-800-347-4269.


Raymond J. Bradley,

700 Lawrence
Eugene, Oregon 97401
1 -800-347-4269